I have finally done it. This is an image viewer based on my needs. This program not only displays all the supported image files in the current folder, but also from its sub-folders (one level down only). It is much helpful when you have a photo collection from online sources, hehe, meaning each of your photo folders consists of 16 to 20 images. And it has a lot of other cool features.

• Floating Jump Menu Bar.
• Folder Navigation.
• Shows links for supported files.
• Shows images for supported files. And images from its sub-folders (jump one levels down).
• 3 Levels of thumb image display. Shows images from its sub-folders (jump two levels down).
  3rd level shows images from folder jumps three levels down.
• Ignores specified folder names.
• Refractor for Standard Customization.

Anyway, just try it out and see how you like it. I can't upload the HTA file, so I zipped it. Open the HTA file using notepad to view the source code and ReadMe. To run the HTA file, just double click, Windows XP should automatically run it using IE HTA Mode.

http://www.geocities.com/magicalclick_1/JMC_Photo_View.zip

Enjoy